While life insurance plays an important role in estate and financial planning, large policies may not be affordable for all seniors.  Many successful individuals have created substantial wealth but lack the liquidity available to purchase a high face value life insurance policy.  Simply put, it may be unwise from tax or investment perspectives to liquidate assets in order to buy large life insurance policies. 

Fairway Capital offers alternatives if you do not wish to liquidate personal assets or investments to cover the cost of life insurance premiums, or if you wish to purchase more life insurance than your current cash resources allow.  We work with some of the world’s leading lending institutions to bring you the best programs our partners have to offer.

Features and benefits of premium financing include:

• Reduce your gift and/or estate tax exposure
• Provide for your family in the form of a life insurance death benefit
• Purchase a life insurance policy with other people's money
• Retain your capital investments – avoid tying up valuable cash in the form of insurance premiums

Our strategic financing relationships may offer the following financing features:

• Minimal out of pocket expenses
• Flexible collateral requirements
• Low interest rates, based on strength of collateral
• No prepayment penalties
• Option of advance payment options
• Ability to accrue interest payments
• Provided by a publicly traded, state chartered bank that is a member of the FDIC

For more information and inquires to see how Fairway Capital can help you, contact us today.

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